Current Offer

The Free Gas offer ended at close of business on Dec. 31, 2024....BUT you can't go wrong with 1st CCU's great rates and our amazing team of Loan Officers! Please feel free to reach out to them if you have questions about financing for a new purchase or refinancing of an existing loan at another financial institution.

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Friendly, Local Lenders

When you need a loan, finding the right lender can make all the difference. You can't go wrong with Jennifer, Luke, Leianna, and Lauren! Contact them if you have questions about financing!

Jennifer: jennifer.rickert@1stccu.com or 608-366-2039
Luke: lucas.fanning@1stccu.com or 608-377-7737
Leianna: leianna.melde@1stccu.com or 608-366-2031
Lauren: lauren.tiggelaar@1stccu.com or 608-366-2090

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Fast & Easy To Apply

More convenience, less hassle. What's not to love?

Click Here To Apply Online

Apply within 1st CCU Anywhere for an even faster loan application experience. Log in, tap 'Apply for a loan', and many of the loan application fields pre-fill with your information. Verify the info, complete the remaining fields, and submit the application. Fast and easy!

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My most recent loan was done with Leianna. We have worked with her for all of our loans and are very pleased with her work! She explains everything to us and answers all of our questions without making us feel like we are less. We recently also talked with Lisa about refinancing our home and we were very pleased with the conversation we had with her as well. We look forward to working with 1st CCU in the future.

Tamara - Member since 2017

Luke was great to work with. The process was so fast and efficient! We had the loan in our account by the end of the day!

Eileen - Member since 2011

Jennifer is awesome to work with. Very friendly, knowledgeable and courteous.

Vonda - Member since 2018

I couldn’t give you any reason why you wouldn’t want to deal with Lauren or 1st Community Credit Union! She was very personable and friendly to work with!

Blake – Member since 2017

That's where I've banked for over 20 years. They have great customer service and have always been there when I needed them.

Jeffery - member since 2000

Lauren Tiggelaar was very professional and made things very easy! Highly recommended.

Brandon - member since 2023

I recently purchased a motorcycle financed through 1st Community Credit Union. Overall that experience was quite painless. What really stood out to me was getting a call about a week or two later from Lucas at the Tomah branch. He was very friendly and professional, he had found he could save me money on our car loans. So my wife and I refinanced with 1st Community Credit Union, saving us $100 per month and almost $4,000 in interest. We are in the process of rebuilding credit and this makes us feel like we are finally heading in the right direction. I would recommend 1st Community Credit Union, ask for Lucas Fanning for a friendly experience.

Paul - member since 2024

Outstanding Service! It was great working with Lauren T. from West Salem. She was quick to respond, addressed all questions knowledgeably, and made the whole process smooth and stress free. I look forward to moving more of my business over to 1st CCU. Thank you Lauren!

Jacquelyn - member since 2021

Amazing service, very helpful, takes the time to help when someone doesn't really get something. Gives great advice and great pointers, it's up to you to make that step!! Thank you Luke Fanning!

Benjamin - member since 2023

"Lauren Tiggelaar was amazing! She helped me through everything and it was easy as cake. Highly recommend her!"

Kobe - member since 2023

Came in to cash some change I've saved up - while there I asked about current interest rates on auto loans, which led me to speaking with Luke. Luke gladly helped me and made the process smooth to refinance my truck loan right on the spot. I recommend Luke for any financing needs. Cool guy, great jokes!

Steven - member since 2022

Lauren was very helpful in assisting us with our auto loan. She answered all our questions and made sure we were able to get our loan completed in a timely manner.

Deb - member since 1982

Auto Loans As Low As*

Effective Date: Thursday, January 30th, 2025

Loan Type	24 Mo APR	36 Mo APR	48 Mo APR	60 Mo APR	72 Mo APR**	84 Mo APR**
2025 (new) - 2026 (<15,000 miles)	4.99%	5.14%	5.29%	5.44%	5.74%	5.99%
Used 2021-2025 Vehicles	5.24%	5.39%	5.54%	5.69%	5.99%	---
Used 2015-2020 Vehicle	5.99%	6.14%	6.29%	6.44%	---	---
Older Vehicles	9.90%	10.15%	10.65%	11.40%	---	---
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
APR=Annual Percentage Rate. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. *Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

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