Rev up your Holidays
'Tis the season to hit the road with joy! At 1st Community Credit Union we're excited to offer exclusive auto loans with rates as low as 5.24% Annual Percentage Rate AND $50 in free gas to help with your 1st fill-up. Hurry, this is a limited time offer.
- Great rates and flexible terms
- New or used Car, Truck, & Motorcycle loans
- Convenient application and funding
- AND $50 Free Gas!
All loans are subject to credit approval. Rates displayed above are current as of November 11, 2024 and are subject to change at any time. Your rate may vary and is based on creditworthiness, term, qualifications and collateral age/condition. $50 Gas Card offer available for Auto & Motorcycle loans only. Minimum loan amount to receive $50 Gas Card is $5,000. This is a limited time offer. Some restrictions apply. Must apply directly through 1st Community Credit Union; offer not available for loans issued through 3rd party Indirect Lending programs. For new or used vehicle or motorcycle purchase or for refinancing of a vehicle or motorcycle loan from another financial institution. Offer not available for refinancing of loans already on file at 1st CCU. Offer cannot be combined with other offers. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Clark, Eau Claire, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join. Immediate family members of 1st CCU members are also eligible. Contact 1st CCU for full details. Visit 1stccu.com or contact our Call Center at 888-706-1225. Federally Insured By NCUA.
Friendly, Local Lenders
When you need a loan, finding the right lender can make all the difference. You can't go wrong with 1st CCU's amazing team of Loan Officers. Contact them if you have questions about financing! Email general@1stccu.com or call 888-706-1228.
Fast & Easy To Apply
More convenience, less hassle. What's not to love?
Apply within 1st CCU Anywhere for an even faster loan application experience. Log in, tap 'Apply for a loan', and many of the loan application fields pre-fill with your information. Verify the info, complete the remaining fields, and submit the application. Fast and easy!
| Loan Type | 24 Mo APR | 36 Mo APR | 48 Mo APR | 60 Mo APR | 72 Mo APR** | 84 Mo APR** |
|---|---|---|---|---|---|---|
| 2024 (new) - 2025 (<15,000 miles) |
5.24% | 5.39% | 5.54% | 5.69% | 5.99% | 6.24% |
| Used 2020-2024 Vehicles | 5.49% | 5.64% | 5.79% | 5.94% | 6.24% | --- |
| Used 2014-2019 Vehicle | 6.24% | 6.39% | 6.54% | 6.69% | --- | --- |
| Older Vehicles |
9.90% | 10.15% | 10.65% | 11.40% | --- | --- |
| Older vehicle loans not eligible for discounts; minimum loan amount $1,000 | ||||||
| *APR=Annual Percentage Rate. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. **Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. | ||||||
