Holiday Hours:  1st CCU's offices will close at 12:30 pm on Friday, April 3rd in observance of Good Friday. All locations will be open for their regular Saturday hours on Saturday, April 4th.

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Name Term APR as
low as*
Auto Loan 72 Months 5.24%
Personal Loan 60 Months 11.40%
Rec Loan 120 Months 7.24%
*APR is Annual Percentage Rate

What's Your Loan Amount?

Name:
Months:
72
APR:
6.75 %

Your monthly payment is only...

$169.92 for 72 months

May 2026 calendar next to pile of shredded documents

 

 

 

Free Shred Event

Safe destruction of outdated, sensitive financial statements*, receipts, invoices, checks/check duplicates, etc. will be shredded on-site. We're also accepting non-perishable food items for a local food pantry (participation optional).

  • WHEN:  Saturday, May 9th
  • WHERE: 1st CCU branch in West Salem, 1410 W. Hwy 16
  • TIME:  8:30 AM - 11:30 AM
  • Up to three brown paper bags or medium-sized boxes (100 pounds) per person may be shredded.
  • Shredding of paper only. Staples and paper clips do not need to be removed. Please remove binder clips. 3-ring binders and other hard covers not accepted.

*Consult a tax advisor for advice on tax return retention. DO NOT  destroy documents tied to pending litigation, vital records (wills, deeds, birth or death certificates), etc. 

 

 

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Tax Season Reminders

  • If you financed a New Vehicle in 2025 that qualifies for the One Big Beautiful Bill Act tax deduction check your year-end account statement to see the amount of interest paid on the loan, or if you paid off the loan please check the statement issued to you for the month of the payoff.

(Consumers should seek advice from a qualifed tax professional to determine if their vehicle loan qualifies for the OBBBA interest deduction)

  • Reminder: If you are enrolled in eStatements, your 1099 and 1098 Tax Forms will be delivered electronically. Watch your messages within 1st CCU Anywhere.

Please Note: 1099 and 1098 forms are only sent if (1) you've earned $10 or more in dividends for the tax year, (2) you've paid $600 or more in mortgage interest for the tax year.

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When it's time for your next loan, apply from the comfort of your home, work, or anywhere! (You can even sign your final loan documents electronically)

  • Apply within 1st CCU Anywhere Online/Mobile Banking
  • You can also apply from our website

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