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Holiday Loan

Sweeten your season with Personal Loan rates as low as 6.65% APR*. More dough, less worry for those holiday expenses.

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*APR=Annual Percentage Rate. Limited time offer, subject to credit approval, terms, conditions, and member eligibility. Minimum $1,500.

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HELOC Intro Special

You can do almost anything with the equity in your home. Check out our HELOC special introductory rate of 5.65% APR*!

More About HELOC Special

*APR=Annual Percentage Rate. Limited time offer.

Today's Rates

November 2, 2026

*APY=Annual Percentage Yield

New Recreational Loan

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Name	Term	APR as low as*
Auto Loan	72 Months	4.74%
Personal Loan	60 Months	11.40%
Rec Loan	120 Months	6.75%
*APR is Annual Percentage Rate

What's Your Loan Amount?

Name:

Months:
72

APR:
6.75 %

Your monthly payment is only...

$169.92 for 72 months

HELOC 5.65% APR¹ Introductory Rate

Use a Home Equity Line Of Credit for almost anything

5.65% APR¹ Introductory Rate for the first 18 months

Current variable rate without discount is as low as 7.00% APR¹

After 18 months, variable rate as low as Prime+0¹(based on the Wall Street Journal prime rate)

Limited time offer. Introductory rate effective 10/5/26, for new HELOC loans.

What Our Members Are Saying

1st CCU has been a life-saver in a number of life circumstances. I know I can rely on them when needed. Thank you.
Nancy - Member since 2007

I have been with 1st CCU since the 1980s and have been really satisfied with the service and quality of the people that work there to take care of the members. Thank you.

Christopher - Member since 1982

Over many years of dealing and working with financial institutions, I have never been so impressed by the professionalism. From the beginning of transitioning my accounts to 1st Community Credit Union it has been nothing but awesome. Anyone looking for a financial institution that treats your with professionalism, integrity and respect, 1st Community is for you. I guarantee you will feel like you are the only member.

Robert - member since 2023

Showed us how to set up an online account, print checks, and learn the ropes of our new financial institution, including which accounts to use to get the best bang for our buck! Really has welcomed us to our new hometown. Outstanding customer service!

Bob - member since 2023

My experience was very pleasant; did not hesitate to answer my questions.

Jonny - member since 2024

Great bank and Great customer support. I called all the Banks in Tomah asking them why I should bank with them? It's simple, they offer more than the rest. This is hands down the best. User friendly. Thank you Luke for helping us with our unique loan questions and solutions.

Albert - member since 2020

"Great local bank. Superb customer service every time I go there."

Google review posted by Adrian

The staff is very helpful and friendly. Their app makes managing your financial affairs very easy (transfers, debit card locking, tagging transactions, filtering transaction, getting help...).

Google review posted by Steve

Holiday Loan

HELOC Intro Special

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